Debtora Privacy Policy

Last updated: October 16, 2026

Debtora: Debt Payoff Planner ("Debtora", "the app") is a debt payoff planning and calculation app published by Webgrup, Türkiye. This policy explains what data is processed when you use it.

1. No account, no server

Debtora does not require an account, and we do not run a server that receives your data. We do not collect your name, e-mail address or any other personal information.

2. Your financial data stays on your device

The debts, balances, interest rates, payments, plan settings and preferences you enter are stored only on your device, in the app's storage that is shared with the Debtora widget. This financial data is never sent to us or to anyone else, and it is not shared with advertisers. Deleting the app deletes it.

3. No bank connection, no payments

Debtora does not connect to your bank or any financial account, does not read your transactions, does not move or hold money, and does not lend money or arrange credit. You type in the numbers yourself.

4. Backup files (CSV and JSON)

When you choose to export, Debtora creates a CSV or JSON file with your data and hands it to the iOS share sheet or file picker. Where it goes (Files, iCloud Drive, e-mail, AirDrop or another app) is your decision, and the file is then under your control. When you import, the app reads only the file you select. Debtora does not upload backup files anywhere.

5. Widget and reminders

The Home Screen widget reads your plan from the app's local storage to show the days left until you are debt-free and your progress. Payment reminders are local notifications scheduled on your device. The app asks for notification permission only when you add your first reminder, and you can change it any time in iOS Settings.

6. Advertising (Google AdMob)

Debtora is free and shows one banner ad, served by Google AdMob. The debts, balances and payments you enter are never shared with the ad SDK or with Google. The Google Mobile Ads SDK may collect and use data such as your IP address (approximate location), device and app identifiers, ad interactions and diagnostic information to deliver ads, measure their performance and prevent fraud. Google acts as an independent controller for this data; see Google's policy: https://policies.google.com/privacy. Debtora does not ask for App Tracking Transparency permission and does not access your device's advertising identifier (IDFA). Debtora does not track you across other companies' apps and websites.

7. Consent in the EEA, UK and Switzerland

If you are in the European Economic Area, the United Kingdom or Switzerland, a consent form from Google's User Messaging Platform is shown before ads are requested. Your choice is stored on your device, and you can review or change it in the app's Settings.

8. Your rights (KVKK and GDPR)

Because we do not hold your personal data, there is usually nothing for us to access, correct or delete. For data processed by Google, you can use Google's tools and exercise your rights under Türkiye's Personal Data Protection Law (KVKK, Article 11) and, where applicable, the GDPR. You may also contact us at [email protected].

9. Children

Debtora is intended for a general audience and is not directed at children under 13. We do not knowingly collect data from children.

10. Changes

We may update this policy. The date above shows the latest version, and material changes will be noted in the app or on this page.

11. Contact

Webgrup, Türkiye. [email protected]